What is Digital Payment Collection? How and Why should you use it?


Digital Payment:

SME retailers or valued business owners don’t need to have a POS system to collect digital payments. Hishabee Business Manager provides a secured link where customers can pay by card, mobile banking or any medium of digital payment. Payment links can be sent to customers. This allows SME owners to operate remotely and collect payment anywhere and at any time.


Benefits:

✅ If a customer wants to make a digital payment, the payment can be taken easily, thus increasing sales.
✅ Affordable charges and very fast payment collection.
✅ Safe and Secure payments.
✅ Take the payment remotely without needing to meet the customer face to face.
✅ Once payment is paid, you get paid immediately in Hishabee Digital Balance.


How to use Digital Payment (Customer Enter the Price):

  1. When you go to digital payment, you will find get the unique store link for your store.
  2. You can send the link to the customer through any means including Facebook, WhatsApp, SMS, EMAIL by clicking on the “share” button.
  3. Once customers opens the link they will need to enter the amount with their name, phone number, email, address.
  4. Customer can easily pay using any debit / credit card such as VISA, AMERICAN EXPRESS or MASTERCARD or they can use any MFS provider such as BKASH, NAGAG, OKWALLET etc.
  5. Below the share button you can see the list of all active links and payment statuses.
  6. Once payment has been made, you will see that the status changes to “success” and the balance has been added to yout Hishabee Digital Balance.


How to use Digital Payment (You Enter the Price):

  1. When you go to digital payment, clicking on the “New Link” button at the top right will give you the facility to create a custom payment link, from here you can fix any payment amount and create a unique link to that amount and send it to the customer in the same way.
  2. Once customers opens the link they see that the amount that needs to be paid has been fixed and the customer only need to provide with their name, phone number, email, address.
  3. Customer can easily pay using any debit / credit card such as VISA, AMERICAN EXPRESS or MASTERCARD or they can use any MFS provider such as BKASH, NAGAG, OKWALLET etc.
  4. Below the share button you can see the list of all active links and payment statuses.
  5. Once payment has been made, you will see that the status changes to “success” and the balance has been added to yout Hishabee Digital Balance.

Digital Payment Collection Charges:

Digital Payment Collection fees are added to the total price so you as the seller does not need to pay for it. The customer will need to pay for the extra charges. For example: If the total amount for the collection is TK 100 and the customer chooses MasterCard, they will need to pay TK 100 (product) + TK 2.5 (service fee). You the seller will get TK 100 added to your Digital Balance immediately.

Digital Payment ProviderCharges
Visa, MasterCard, Union Pay, Nexus2.5%
bKash, Nagad, Rocket, mCash, MyCash,t-cash, Sure Cash2%
City Touch, AB Direct, Bank Aisa, MTB internet banking, Islami Bank internet banking2.5%
iPay, Upay, Dmoney2.5%
Amex3.5%
QCash3.5%

Note: Before handing over the product, please make sure that the status of the payment is confirmed, you can see the confirmation of this in the transaction list in the Hishabee Digital Balance History.