Chhaya partnering with Hishabee Technologies Limited so that they can have access to Hishabee Business Manager mobile app and software to offer insurance services through Hishabee’s platform and will provide Chhaya’s service offering through Hishabee’s platform and act as a sales agent.
Partnering – Chhaya.xyz [Chhaya]
Provider: Pragati Life Insurance Company
Chhaya will provide insurance service through Pragati Life Insurance Company to Hishabee’s users
How are we giving it?
We are providing free insurance service (both Fire and Burglary) through our new subscription model. Users can avail the new subscription and enjoy free insurance service for 1 year both for Fire and Burglary.
Terms and Condition: Free Insurance
- User can avail free insurance service by purchasing Hishabee’s subscription
- They can have both Fire and Burglary insurance for 1 year through the subscription
- User have to meet the eligibility criteria for availing both the insurances
- If user doesn’t meet the eligibility criteria for both insurances but they meet for only one insurance then they can avail one insurance service full 100% coverage
- If user avail both the insurance then they will avail 50% coverage for each
- For claim process, user have to submit all the required documents and meet the criteria according to the policy of the insurance provider
- Users can renew the insurance for the next consecutive year but for that they don’t have to purchase the subscription again. User only have to pay the premium + vat including service cost
Eligibility Criteria for Fire Insurance for Hishabee’s Users:
- 1st class buildings refer to structures with pakka floors, brick walls and RCC/reinforced cement concrete roofs
- 2nd class buildings refer to structures with pakka floors, brick walls and tin-shade roofs
- 3rd class buildings refer to structures with pakka floors, tin walls and tin-shade roofs
- All coverages extend for a period of 1 year
- Premium rates will remain the same if coverage amounts are increased
- Required evidences need to be submitted for claiming fire coverage
- There are two types of Premium rates; One for inside Dhaka and one for outside Dhaka City
- A user can only get insurance for one shop/store etc
- Hishabee is just a sales agent, Hishabee doesn’t hold any responsibility or take ownership for the claim process.
- If claim process does not meet, a user cannot blame Hishabee